Motorcycle Insurance

A motorcycle is a popular means of transportation in Mississippi - there are more than 23,000 motorcycle riders. If you are one of them, you should understand how important motorcycle insurance is - it protects both a rider and their precious possession. If you are currently shopping for motorcycle insurance, The Ford Insurance Agency has prepared a list of things you should know.

Things You Should Know

  • It is required by law to carry motorcycle insurance. In most other states in the US, a motorcycle rider must have proper insurance before registering their vehicle and hitting the road.
  • It is illegal to ride without proper insurance and is associated with various risks, including penalties, fees, and even suspension of a driver's license.
  • Motorcycle insurance is required for all types of motorcycles and motorized vehicles. This means that you are required to have proper insurance if you have not only a classic motorcycle but also a three-wheeled motorcycle, scooter, or motor-driven cycle.
  • Getting additional insurance may be a good idea. The Magnolia State requires all riders to carry the minimum liability insurance. However, since this insurance covers only the damages a motorcyclist causes to others, it may not be enough. It is a great idea to purchase additional insurance to ensure that both you and your vehicle are protected. There are additional coverages that will also cover medical, property, and personal costs in case of an accident. The more additional types of insurance you have, the better you are protected on the road.

We Are Here to Help You

If you are a motorcycle owner from Mississippi and want to purchase a motorcycle insurance policy to protect your vehicle, yourself, and other parties on the road, the Ford Insurance Agency is here for you and ready to help. Just give us a call and find out about the options available - our agents will answer all your questions and find you the policy you need.